Radu Gratian Ghetea, president of the bank, explained that it was always better that revenues and credit installments to be in the same currency. He added that the EURIBOR rate is near a all-time low, while ROBOR could decrease, NewsIn informs.
The bank will charge an annual interest equal to the average interbank bid rate plus 1.9 percent, but will not request any granting, analysis or administration fees.
The government stipulated that banks granting loans under the First Home program can charge a maximum rate of 4 percent a year above the EURIBOR rate for loans in euro and of 2.5 percent above the ROBOR rate for loans in lei.
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