BCR plans to restructure 20,000 retail loans

BCR weighs on the restructuring of nearly 5,000 retail loans or secured personal loan and of 15,000 consumer credits, said the vicepresident of the bank’s retail operations, Martin Skopek.

Banca Comerciala Romana’s retail credit book covers nearly 1 million accounts, including credit cards, or overdrafts, he continued.

“I have to say that these figures do not make up a permanent list. They can be modified on a daily basis, according to the moment when borrowers pay their rates”, Skopek said.

Nevertheless, he refused to disclose the full amount proposed for restructuring, but added that the average value of a mortgage loan at BCR was within 40,000 euro range.

“On the other hand, the consumer credit segment involves a lower amount, but a higher number of cases. We have to keep in mind that 65% and 68% of rates paid for consumer credits are made in cash and many of our clients are unable to pay their rates on time”, Skopek added.

“We try to encourage our clients to set up a current account from which the monthly rate to be paid automatically so they wouldn’t have to worry about their monthly payments”, he said.


Te-ar putea interesa si:


Mai multe articole din sectiunea English »