Loans under First Home scheme in GarantiBank offer are available both in lei and euro spread over 3 to 30 years.

The minimum income required by the bank is 650 lei or its equivalent in euro and may include salaries, additional incomes, rents, copyrights, management/consultancy contracts, incomes from liberal activities or dividends, etc. The top indebtedness level accepted by the bank is of 70%.

The maximum ceiling provided by National Guarantee Fund for SMEs for loans under the scheme is 3.4 million euros.