Data were calculated at the reference rate set on December 30, 2009, of 4.2282 lei/euro, and at the March 31, 2010 rate of 4.0958 lei/euro.
Compared to the same period of last year the assets of Romanian banking system, calculated in lei, dropped 3.7% to 332.34 billion lei.
Private capital credit institutions had 93% of industry’s total net assets, while banks with foreign or majority foreign capital had 85.7% versus 93.7% and 86.6% respectively in the same period of last year.
The banking system’s loan to deposit ratio grew 0.44% from end-2009 to 113.24%, but dropped 11.45% from Q1 2009.
Of total bank lending, past due and doubtful loans accounted for 1.99%, up from 1.46% in December 2009 and from 0.66% in the first quarter 2009.
Past due and doubtful claims had 1.39% share in total banking system assets, versus 1.01% at the end of last year and 0.52% a year earlier.
The industry’s capital adequacy ratio rose to 14.73% in the period under review, from 14.03% at the end of 2009 and from 13.16% a year earlier. The statutory capital adequacy ratio is 8%. However, NBR recommends a minimum level of 10%.
Return on assets stood at 0.55% in the Jan-Mar period, two-times higher from 0.24% at the end of 2009. On March 31, 2009 ROA was -0.25%.
The market’s return on equity reached 5.93% at the end of first quarter, double from 2.73% at the end of last year. In the year-ago period, ROE was -2.90%.
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