Which banks cut their lending rates?
Banca Comerciala Romana cut interest rates on lending by 2.5% for new loans.
Interest rates for fixed-rate personal loans Divers Extra BCR in lei range between 9.9% and 11.75% for borrowers with good credit history. For clients with no credit history at BCR, interest rates reach 13.25%.
Banca Romaneasca, the local subsidiary of the Greek-based National Bank of Greece has cut interest rates on secured and unsecured consumer credit by 0.5% - 2%, depending on the currency.
Interest rates for loans in lei at Piraeus Bank fell 3.41% in January while the nominal interest for personal loans dropped from 18.65% to 15.24%. As for secured personal loan, the nominal interest was cut from 16.4% to 12.99%. Interest rates on mortgage loans range between 11.75% and 12.24%.
Garanti Bank Romania lowered interest rates on its entire credit lineup for natural persons by 1.08%, with effect from February 1.
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