Bank Leumi was served with the permit for the enforcement of the new lending regulations on September 17 by the Supervisory Division of National Bank of Romania.
“Bank Leumi Romania lined up to NBR’s recommendations on caution in lending, and therefore, the current regulations and lending products take into account, in the creditworthiness analysis, the profile of each client and the dynamics of his incomes”, reads the press release.
The regulation to curb the credit risk for natural persons imposes banks to request for fiscal records and to individually set the top indebtedness level. Therefore, the lenders will analyze the creditworthiness “based on a level of incomes considered eligible by lenders, which cannot be 20% higher than last year”, excepting the incomes for which the client can prove its continuity, according to the new regulations.
Translated by Camelia Oancea
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