11 Ianuarie 2012

Cele mai bune depozite la termen, in functie de scadenta

Depozitele bancare reprezinta una dintre cele mai sigure modalitati de economisire in aceasta perioada, in conditiile in care acestea sunt garantate in limita a 100.000 de euro, iar dobanzile sunt pe un trend de crestere. Wall-Street.ro va prezinta cele mai mari dobanzi oferite de banci la depozite in functie de scadenta, cu mentiunea ca nivelurile sunt brute, dobanda neta obtinandu-se prin scaderea impozitului de 16%.

1 luna

Dobanzi la lei:

  • Piraeus Bank: 7,25%
  • Bank of Cyprus: 7%
  • ATE Bank: 7%
  • Banca Feroviara: 6,90%
  • Emporiki Bank: 6,8%

Dobanzi la euro:

  • Piraeus Bank: 4,25%
  • Banca Carpatica: 3,50%
  • ATE Bank: 3,50%
  • Bank of Cyprus: 3,25%
  • Volksbank: 3,25%

foto: sxc.hu

3 luni

Dobanzi la lei:

  • Piraeus Bank: 7,50%
  • Bank of Cyprus: 7,50%
  • ATE Bank: 7,15%
  • Banca Feroviara: 7,10%
  • Emporiki Bank: 7,05%

Dobanzi la euro:

  • Piraeus Bank: 4,50%
  • Banca Carpatica: 4%
  • Bank of Cyprus: 4%
  • Procredit Bank: 3,75%
  • ATE Bank: 3,75%

6 luni

Dobanzi la lei:

  • Marfin Bank: 7,5%
  • Banca Romaneasca: 7,25%
  • ATE Bank: 7,15%
  • Banca Feroviara: 7,10%
  • Piraeus Bank: 7,10%

Dobanzi la euro:

  • Marfin Bank: 4,25%
  • Banca Carpatica: 4%
  • Banca Romaneasca: 4%
  • Volksbank: 3,75%
  • Millennium Bank: 3,75%

9 luni

Dobanzi la lei:

  • Banca Romaneasca: 7,25%
  • ATE Bank: 7,15%
  • Banca Feroviara: 7%
  • Intesa Sanpaolo: 7%
  • Credit Europe Bank: 6,75%

Dobanzi la euro:

  • Banca Romaneasca: 4,1%
  • Banca Carpatica: 3,75%
  • ATE Bank: 3,75%
  • Intesa Sanpaolo Bank: 3,50%
  • Banca Feroviara: 3,50%

12 luni

Dobanzi la lei:

  • Banca Romaneasca: 7,25%
  • Piraeus Bank: 7,15%
  • Banca Feroviara: 7%
  • ATE Bank: 7%
  • Intesa Sanpaolo Bank: 7%

Dobanzi la euro:

  • Banca Romaneasca: 4,1%
  • Banca Carpatica: 4%
  • Intesa Sanpaolo Bank: 4%
  • Piraeus Bank: 4%
  • Volksbank: 4%

Alte scadente

Dobanzi la lei:

  • Alpha Bank: 8% (scadenta la 24 sau 52 de saptamani)
  • Piraeus Bank: 8% (scadenta la 5 luni)
  • Banca Romaneasca*: 7,92% (scadenta la 120 sau 210 zile)
  • ATE Bank: 7,75% (scadenta la 11 sau 13 luni)
  • Intesa Sanpaolo Bank: 7,6% (scadenta la 200 zile)

Dobanzi la euro:

  • Alpha Bank: 8% (scadenta la 24 sau 52 saptamani)
  • Banca Romaneasca*: 4,88% (scadenta la 210 zile)
  • Piraeus Bank: 4,8% (scadenta la 5 luni)
  • ATE Bank: 4,75% (scadenta la 11 sau 13 luni)
  • Bancpost: 4,45% (scadenta la 4 luni)
*depozit cu plata in avans

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