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Top 10 best credit card deals

Ana Sabiescu, 20 Aug 2009
Romanian version

Credit cards can provide valuable service if used wisely and if the interest-free period is not exceeded. Otherwise, credit card holders will be accrued high interests. Wall-Street identified the 10 cheapest credit cards by interest charged by the issuers after the fee-free period expires.

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  • 10. Millennium Bank Visa Clasic and MKB Romexterra Bank Independent Credit card – 24%
  • 9. OTP Bank Romania Visa Clasic Transparent -22%
  • 8. ING Credit Card – 21.75%
  • 7. Powercard BCR – 21.73%
  • 6. ATEbank MasterCard Gold and Banca Comerciala Carpatica Visa Clasic – 21.5%
  • 5. Intesa Sanpaolo MasterCard Gold – 19.8%
  • 4. Emporiki Bank MasterCard Standard – 19.3%
  • 3. CEC Bank MasterCard – 18.55%
  • 2. AlphaCard VISA Gold si Raiffeisen Standard – 18%
  • 1. BRD Punct Card – 16.3%
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10. Millennium Bank Visa Clasic and MKB Romexterra Bank Independent Credit card – 24%

10. Millennium Bank Visa Clasic and MKB Romexterra Bank Independent Credit card – 24%
Millennium Visa Clasic is a credit card in lei, with up to 55 days interest-free period and annual interest of 24%.

The card is issued by Millennium Bank and can be used both in Romania and overseas. The card has a three-year expiration date and maximum ceiling of 15,000 lei. The minimum monthly payment reaches 3% of the credit line to which are added afferent interests and fees.

Millennium Bank requires a minimum monthly income of 750 lei.

The Independent Credit Card issued by MKB Romexterra Bank is in lei and is designed to natural persons who need financing of up to 5,000 euros (equivalent in lei).

The cardholder benefits of an interest-free period of up to 50 days, after which the bank charges an annual interest of 24%. The credit card allows users to make purchases and draw cash from ATMs in Romania or abroad.

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Article comments "Top 10 best credit card deals"

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