Loans under First Home scheme in GarantiBank offer are available both in lei and euro spread over 3 to 30 years.
The minimum income required by the bank is 650 lei or its equivalent in euro and may include salaries, additional incomes, rents, copyrights, management/consultancy contracts, incomes from liberal activities or dividends, etc. The top indebtedness level accepted by the bank is of 70%.
The maximum ceiling provided by National Guarantee Fund for SMEs for loans under the scheme is 3.4 million euros.
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